Monday, December 23, 2019
Metamorphosis in Toni Morrisons The Bluest Eye - 2179 Words
The transition from childhood to adulthood is not as clear cut as the physical traits would suggest. The female transition is no exception. Culture has a major role in deciding when the change occurs. Some mark a specific age as the point of passage while others are known to acknowledge physical changes. Regardless, cultures around the world understand that there is a distinct difference between the two. Toni Morrisonââ¬â¢s The Bluest Eye tells a story in the perspective of a young black girl, Claudia, as well as the perspective of her as a woman. Morrison uses a shifting narrative perspective to show that the abilities to understand and reflect are what separate the educated woman from the innocent girl. Morrison shows that a properâ⬠¦show more contentâ⬠¦She shows fearlessness when she stops the bullies from harassing Pecola and she has a presence that demands attention wherever she goes. Once the boys feel Maureenââ¬â¢s presence, they are suddenly ââ¬Å"not w illing to beat up three girls under her watchful gazeâ⬠(Morrison 67). The reason that Claudia and Frieda are drawn to Maureen stems from the fact that they do not have the same carefree attitude. Morrison establishes the worry free attitude in order to show how status in society has a major effect on the development of girls. Maureen has money and attention and most likely will crave such as an adult. Claudia and the others have minimal expenditures in this novel which signals that they will likely think of spending as a privilege and not a necessity in their adult years. An important part of being a child is being accustomed to the way people interact with each other. This curiosity is universal among all girls. Girls in Morrisonââ¬â¢s novel are constantly trying to solve problems on their own. One such incidence comes with Claudiaââ¬â¢s knowledge of puberty. By experience, Frieda urgently tries to assist Pecola, while Claudia is ordered to hide the evidence from their mother. Claudia, however, has no idea of the circumstances and rushes her tasks insisting that she ââ¬Å"had to stay behind and not see any of itâ⬠(Morrison 29). Many would stay behind and clean instead of watch the operation that was necessary. CuriosityShow MoreRelated Compare racial and cultural struggles in Alice Walkerââ¬â¢s The Color2850 Words à |à 12 PagesWalkerââ¬â¢s The Color Purple as well as Toni Morrisonââ¬â¢s The Bluest Eye. In African-American texts, blacks are seen as struggling with the patriarchal worlds they live in order to achieve a sense of Self and Identity. The texts I have chosen illustrate the hazards of Western religion, Rape, Patriarchal Dominance and Colonial notions of white supremacy; an intend to show how the protagonists of Alice Walkerââ¬â¢s The Color Purple as well as Toni Morrisonââ¬â¢s The Bluest Eye, cope with or crumble due to theseRead MoreThe Theory, History, and Development of Magical Realism Essay examples3188 Words à |à 13 Pagesanother German and an art critic, to refer to paintings that demonstrate an altered reality. With reference to magical realism he writes: We recognize this world, although now - not only because we have emerged from a dream - we look on it with new eyes . . . In contrast, we are offered a new style that is thoroughly of this world, that celebrates the mundane. . . But considered carefully, this new world of objects is still alien to the current idea of Realism. . . it employs various techniques inherited
Sunday, December 15, 2019
Chapter 14 Section 3 Free Essays
Terms Names * Andrew Carnegie- a Scottish-American industrialist, businessman, entrepreneur and a major philanthropist. * Vertical Integration-a companyââ¬â¢s taking over its suppliers and distributors and transportation systems to gain total control over the quality and cost of its product. * Horizontal Integration- the merging of companies that make similar products. We will write a custom essay sample on Chapter 14 Section 3 or any similar topic only for you Order Now Social Darwinism- an economic and social philosophyââ¬âsupposedly based on the biologist Charles Darwinââ¬â¢s theory of evolution by natural selectionââ¬âholding that a system of unrestrained competition will ensure the survival of the fittest. * John D. Rockefeller- an American oil magnate. * Sherman Antitrust Act- a law, enacted in 1890, that was intended to prevent the creation of monopolies by making it illegal to establish trusts that interfered with free trade.Samuel Gompers- an English-born American labor union leader and a key figure in American labor history (founded AFL). * American Federation of Labor (AFL)- an alliance of trade and craft unions, formed in 1886. * Eugene V. Debs- an American union leader, one of the founding members of the International Labor Union and the Industrial Workers of the World (IWW), and several times the candidate of the Socialist Party of America for President of the United States. Industrial Workers of the World (IWW)- a labor organization for unskilled workers, formed by a group of radical unionists and socialists in 1905. * Mary Harris Jones- a prominent American labor and community organizer, who helped co-ordinate major strikes and co-founded the Industrial Workers of the World. 2. Main Idea 3. Do you think that the tycoons of the late 19th century are best described as ruthless robber barons or as effective captains of industry?I believe that the tycoons of the late 19th century are best described as effective captains of industry because they were never committing any crimes to achieve the immense amounts of money they made. More importantly they didnââ¬â¢t keep the money for themselves (proves their unselfishness). They donated their money to organizations that were beneficial for others, not themselves. How to cite Chapter 14 Section 3, Papers
Saturday, December 7, 2019
Attitude Essential For A Person Samples â⬠MyAssignmenthelp.com
Question: Discuss about the Attitude Essential For A Person. Answer: Behavior at Work Yes, Attitude determines the behavior at work. Attitude can give positive as well as negative impact on the persons behavior. The person who has a positive attitude can work in effective manner. The employees working in the organization should have positive attitude so that they can work in effective manner and can create positive environment. Attitude influence the behavior of the people who are working at the workplace. The attitude directly or indirectly affects the persons behavior. If the attitude of the person is in positive way then the person can easily influence in positive way to the co-workers and also can work with a positive attitude. It is the attitude only that encourages the employees working in the organization to influence a persons behavior. The attitude of an individual reflects the behavior. These positive attitudes are typically showed in a man's behavior; individuals with a good attitude are productive and do what they can to enhance the mood of the people arou nd them. If the person have negative attitude then it cannot be possible to work in effective manner (Bissing?Olson, Iyer, Fielding and Zacher, 2013). There are many circumstances in which the attitude is determined by taking into consideration the behavior of the person at the workplace. The factor that should be considered is the organization itself and also the satisfaction level of the people. It is mostly seen that the person with a positive attitude can work with full dedication and can easily achieve the goals and objectives of the firm in effective manner. The administration of people at the work environment is an essential for the hierarchical conduct. It decides the impacts that people, gatherings, and structure have on conduct inside the association for the fundamental motivation behind applying such ideas keeping in mind the end goal to enhance an association's adequacy. An effective association will guarantee that there is a spirit of cooperation and feeling amongst ind ividual and association (Barrick, Mount and Li, 2013). Attitude is essential for a person Attitude is useful for a person to as it help them to achieve the highs and lows of the life. It will help the person to face the different perceptive and will also give impact on the performance. It also assists the person and gives way to handle the rejection efficiently. Attitude gives effects on the life of people. To live a happy life positive attitude is required. The positive attitude gives favorable results while the negative attitude gives failure (DuBrin, 2013). Also there are many problems like depression, loss of concentration which can give a negative impact on the human beings. If the attitude of the person is positive towards work then it will assist them to deal with the stress and enhances the level of motivation (Borman, 2014).Attitude is not only required at the workplace and for safety but it is also essential to enhance the motivation in the life of an individual. The positive or negative attitude gives the final outcome, so if the attitude is positive then it wi ll give favorable outcome and if the attitude is negative then the outcome will result in disappointment. It is analyzed that good and positive attitude is very essential at the workplace as it gives various benefits and creates a good working environment. If the organization have positive working environment then it can be easy to achieve the goals and objectives in effective manner (Donagan, 2017). Job satisfaction and organizational commitment is taken into consideration that gives direct impact on the behavior of the organization. Job satisfaction enhances the satisfaction level of the employees working in the organization. It satisfies the demand and requirement that is essential for conducting the operations in effective manner. There are many factors that is taken into consideration in job satisfaction and that are working pattern and also the factors that determine the organizational behavior. The behavior at the workplace has a major impact by taking into consideration the working pattern of the organization. It is essential to maintain the working pattern of the workplace and it can be maintained in effective manner by having good and positive attitude (Miner, 2015). The coworkers also determined the behavior at the workplace. The organization should take into consideration innovative ways that enhances the level of motivation of the employees working in the organizatio n. To enhance the growth of the business it is very essential to motivate the employees so that the goals and objectives can be achieved in effective manner. The organizational commitment is a way in which the workers feel satisfied and faithful to the manager. Organizational commitment helps the employees to work in effective manner. The employees should have the feeling of unity towards the organization. There are many components that are related with organizational commitment and in the essay these all components are explained in effective manner (Georgellis, 2015).The organizational commitment includes various components such as affective, normative and continuance. So affective commitment it that in which the individual have managed to work in effective manner. The next is continuance commitment in which the cost of living in the company is very costly. The commitment stays for a long term in the organization. Lets consider an example in which a worker has invested for a long p eriod with the organization. So the employee will receive a bonus or the benefit of the accumulating leaves. Last is normative commitment in which the feeling is created that is concerned with the duty and the responsibility towards the organization. The results are only reflected when the employees get a new responsibility or a duty. It is also seen that there is enhancement in the responsibility of the worker when the commitment is shown in effective manner towards the employees. If the trust is maintained between the employees and the organization then it will enhance the profitability of the organization. So the trust is an essential factor that should be taken into consideration by the organization (Hlsheger, Alberts, Feinholdt and Lang, 2013). Job satisfaction and organizational commitment The last question of the essay gives focus on the organizational commitment. It assists the managers to gain knowledge that how efficient their employees are towards the work. Commitment gives main focus on the working pattern of the employees. Employee welfare also plays an important role. It helps the employees to know that how efficient the managers are towards their commitment. The managers take into consideration different needs and wants of the employees, so that they feel satisfied in effective manner. The responsibilities of the employees assist the manager to know about the commitment towards the work. If the employee works with a positive attitude then it can easily be seen that the employee is dedicated and committed towards the work. The employees who are dedicated towards the organization or towards their work give positive outcome. Committed employees try to help the organization to achieve the goals and objectives in efficient manner. Manager should focus on enhancing the commitment level of the employees so that it can be easy for the company to attain the profitability (Dhar, 2015). Organizational commitment is considered as a valuable asset for the organization. The company can easily enhance the commitment of employees by giving them fair and reasonable working practices so that the employees can give their best to complete their operations. There are many problems that are analyzed in the working pattern of the organization. The problems can be reduced by considering good communication and feedback between the manager and the employees. The manager should also analyze the talent and potential of the employees working in the organization (Kleebbua and Siriparp, 2016). By analyzing the talent the organizational commitment can also be taken into consideration. Managers commitment It is also seen that organizational commitment and job satisfaction is interrelated. If the employee is satisfied with the job then it is seen that employee focuses on commitment towards the work. It is the duty of the manager to enhance the working pattern of the employees. The manager should motivate the employees to work efficiently then only the commitment can be enhanced of the employee towards the work. Motivation is also considered as an important element to enhance the level of commitment of the employee towards the organization. Motivation enhances the capability of the work of the employees and also enhances the profitability of the firm. Commitment of the staff can be enhanced when the employees are motivated by the managers to work in a smart way (Demerouti, Bakker and Gevers, 2015) It is seen by taking into consideration todays scenario that latest technology complete half of the work in speedy way. Thus human resources are an essential part of the organization. No one c an replace the work done by human resources. Thus to enhance the skills and potential of the employees company should give proper training to the employees so that they can perform best to achieve goals and objectives. The main responsibility of the manager is to implement the motivational theory in effective manner so that the employees can be retained in the organization. The efforts that are made by the managers result in the organization commitment and in job satisfaction (Taylor, Bogdan and DeVault, 2015). References Barrick, M.R., Mount, M.K. and Li, N., 2013. The theory of purposeful work behavior: The role of personality, higher-order goals, and job characteristics.Academy of management review,38(1), pp.132-153. Bissing?Olson, M.J., Iyer, A., Fielding, K.S. and Zacher, H., 2013. Relationships between daily affect and pro?environmental behavior at work: The moderating role of pro?environmental attitude.Journal of Organizational Behavior,34(2), pp.156-175. Borman, W.C., 2014.Organizational citizenship behavior and contextual performance: A special issue of human performance. Psychology Press. Demerouti, E., Bakker, A.B. and Gevers, J.M., 2015. Job crafting and extra-role behavior: The role of work engagement and flourishing.Journal of Vocational Behavior,91, pp.87-96. Dhar, R.L., 2015. Service quality and the training of employees: The mediating role of organizational commitment.Tourism Management,46, pp.419-430. Donagan, A., 2017.Choice: The essential element in human action(Vol. 2). Taylor Francis. DuBrin, A.J., 2013.Fundamentals of organizational behavior: An applied perspective. Elsevier. Georgellis, Y., 2015, January. Regional unemployment and employee organizational commitment. InAcademy of Management Proceedings(Vol. 2015, No. 1, p. 12430). Academy of Management. Hlsheger, U.R., Alberts, H.J., Feinholdt, A. and Lang, J.W., 2013. Benefits of mindfulness at work: The role of mindfulness in emotion regulation, emotional exhaustion, and job satisfaction.Journal of Applied Psychology,98(2), p.310. Kleebbua, C. and Siriparp, T., 2016. Effects of Education and Attitude on Essential Learning Outcomes.Procedia-Social and Behavioral Sciences,217, pp.941-949. Miner, J.B., 2015.Organizational behavior 1: Essential theories of motivation and leadership. Routledge. Taylor, S.J., Bogdan, R. and DeVault, M., 2015.Introduction to qualitative research methods: A guidebook and resource. John Wiley Sons.
Saturday, November 30, 2019
Internship Report on Meezan Bank Essay Example
Internship Report on Meezan Bank Paper ACKNOWLEDGEMENT Internship training forà the students of Commerce and Business is a complimentary portion of the education,à where students areà put atà various organizations ofà their respectiveà specialization; to see and apply their theoretical knowledge what they have studied dur ing their academic program at the institute. Meezan Bank is one of those organizations where student can achieve his/her academic andà professional knowledge productively. In the preparation of this internship report, I acknowledge the encouragement and assistance given by a number of people from Meezan Bank Ltd. I found every one very co-operative and helpful for providing me the theoretical as well as practical knowledge about the function and operation of the bank. I am heartly grateful to CAD ( Housing) department, Manager CAD The Senior Vice President, Mustafa Mohsin, Assistant Manager Syed Adnan Ali, Officer Aurangzab, Qaiser, Naeem Javed. They have been most supportive people throught my internship. And I want to pay my thanks to Humail Jilani, Sana mehmood, Salman, Kashif, Ali, Rehan, faraz from Car Ijarah. Faraz Ahmed Jalal, Habeeb Siddiqui, Noman Ahmed Akif From Labbaik Laptop. Akrama Farroqi, Salman, Fahad Khan, from Housing. Raza Saeed, Amir, from RMU for their cooperation.. ABSTRACT This report is specially meant for students of commerce. It is concerned to a brief study of the operations, functions, Products and Services of Meezan Bank. Meezan Bank is the largest Islamic Banking Network of pakistan. Islamic banking one of the fastest growing segments of the financial industry. We will write a custom essay sample on Internship Report on Meezan Bank specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Internship Report on Meezan Bank specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Internship Report on Meezan Bank specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Banks serving the Islamic population must comply with several very specific principles of Islamic law if they hope to retain existing customers and attract new ones. Banks must be ready with specialized products and services and they must put programs in place to train their personnel to support these products and services in order to exist in this competitive marketplace. This Report contains detail of MBL Management structure, products and Functions along with their features. It also includes departmental work in MBL Consumer Head Office. INTRODUCTION OF MEEZAN BANK Meezan Bank Limited, a publicy listed company was incorporated on January 27, 1997 and started its operations as an investment Bank in August that year. In January 2002 Meezan bank was granted as nations full-fledged commercial bank licence as a dedicated Islamic Bank, by The State Bank of Pakistan. Meezan Bank is the first and largest Islamic Bank in Pakistan having a network of over 220 branches in over 60 cities across Pakistan. Meezan Bank offers a complete range of Islamic banking products and services, including free online banking for all Pak Rupee account at all its branches. Meezan Bank today a noteworthy point along with the evaluation of Islamic Banking in pakistan. Meezan Bankà is catering to an increasingly astute and demanding financial consumer who is also becoming keenly aware of Islamic Banking. Meezan Bank bears the critical responsibility of leading the way forward in establishing dynamic and stabled Islamic Banking System. Meezan Bank offereing valuable products and services to its customers without any violation of shariah principles. MISSION VISION STATEMENT OF MEEZAN BANK Vision [pic] |à | | |à | | |Establish Islamic banking as banking of first choice to facilitate the implementation of an equitable| | |economic system, providing a strong foundation for establishing a fair and just society for mankind. | Mission [pic] |à | | |à | | |To be a premier Islamic bank, offering a one-stop shop for innovativeà | | |value-added products and services to our customers within the bounds of Shariah, while optimizing | | |the stakehol ders value through an organizational culture based on learning, fairness, respect for | | |individual enterprise and performance. | Service Mission [pic] |à | | |à | | |à | | |To develop a committed service culture which ensures the consistent delivery of our products and | | |services within the highest quality service parameters, promoting Islamic values and ensuring | | |recognition and a quality banking experience to our customers. | SHARIAH SUPERVISORY BOARD MEEZAN BANK The basic principle of Islamic banking follows the laws of Sharia, known as Fiqh al-Muamalat (Islamic rules on transaction). The term ââ¬Å"Islamic bankingâ⬠is synonymous with ââ¬Å"full-reserve bankingâ⬠and ââ¬Å"Sharia-compliant banking. â⬠Members of the Shariah Supervisory Board of Meezan Bank are Internationally-renowned scholars, serving on the boards of many Islamic banks operating in different countries. The members of theà Board are: Justice (Retd. ) Muhammad Taqi Usmani ( Chairman) ? Dr. Abdul Sattar Abu Ghuddah ? Sheikh Essam M. Ishaq ? Dr. Muhammad Imran Ashraf Usmani (Shariah Advisor) ? The Board of Directors of Meezan Bank: â⬠¢ H. E. Sheikh Ebrahim Bin Khalifa Al-Khalifaà (Chairman) â⬠¢ Mr. Abdullateef A. Al-Asfour â⬠¢ Mr. Rana Ahmed Humayun â⬠¢ Mr. Mohammed Azzaroog Rajab â⬠¢ Mr. Ahmed Abdul Rahim Mohamed â⬠¢ Mr. Alaa A. Al-Sarawi â⬠¢ Mr. Mian Muhammad Younis â⬠¢ Mr. Mohammad Abdul Aleem â⬠¢ Mr. Irfan Siddiquià (President CEO) â⬠¢ Mr. Ariful Islamà (Chief Operating Officer) MEEZAN BANK SEGMENTS Meezan Bank is managed by a team of professional bankers committed to the cause of Islamic Banking. This single unifying factor unleashes the tremendous power of a dedicated and motivated team committed to fulfilling the Vision and Mission of this Bank. The business segments of the Bank are: â⬠¢ Consumerà Banking â⬠¢ Corporate Banking â⬠¢ Investment Banking â⬠¢ Commercial Bankingà (including Small and Medium Enterprises) â⬠¢ Treasury Financial Institutions â⬠¢ Asset Management (managed through a subsidiary Al Meezan Investment Management Ltd. ) PRODUCTS AND SERVICES OF MEEZAN BANK Banks that comply with Islamic law are forbidden to charge interest or late payment fees, which is also considered a type of riba. To minimize risk, banks will often require a large down payment on goods and property, or insist upon large collateral. It is lawful for the Bank to charge a higher price for a good if payments are deferred or collected at a later date since it is considered a trade for goods rather than collecting interest. Sharia-complaint banking products include Mudharabah (profit sharing), Wadiah (safekeeping), Musharakah (joint venture), Murabahah (cost plus) and Ijarah (leasing). Another way that banks work within Islamic laws while trying to turn a profit is by buying an item that the customer wants, and then selling the item to the customer at a higher price. Products Of Meezan Bank 1) Car Ijarah [pic] 2) Housing Finance (MUSHARKAH) [pic] 3) Meezan Lap-Top (MUSSAWAMA) [pic] 4) Meezan Labbaik Ummrah [pic] CAR IJARAH (YOUR OWN CAR. QUICK, AFFORDABLE HALAL! ) An Islamic Ijarah is an asset-based contract, i. e. he Lessor should have ownership of the asset during the period of the contract. Under Islamic Shariah, all ownership related rights and liabilities should lie with the owner while all usage-related rights and liabilities should lie with the user. A conventional lease contract does not distinguish between the nature of these liabilities and places all liabilities on the user of the asset, contradictory to Islamic Shariah. Under Car Ijarah in Meezan Bank, all ownership-related risks lie with the Bank while all usage related risks lie with the user, thus making the Lessor the true owner of the asset and making the income generated through the contract permissible (Halal) for the Bank. MODES OF CAR IJARAH There are two separate entities in Car ijarah. 1) INDIVIDUAL Salaried individuals, With necasary documents and conditions can apply for Car Ijarah Facility. 2) CORPORATE â⬠¢ SMEââ¬â¢S Small Business Entities. SMEââ¬â¢s are legal entities that work on small basis. Sole Propritership Partnership having less than 50 Million current assets are called SMEââ¬â¢s. â⬠¢ COMMERCIAL To lie in Commercial Entities, A firm must have sales of 300 millions above 50 million current assets. â⬠¢ CORPORATE Corporate are those Entities having above 700 millions sales. Mostly the Companies registered under companies Ordinance are corporate firm. Tenure:3 to 5 years Security Deposit:0 to 50% ( 0% S. D is not for Individual Clients, because due to State Bank regulations relaxation can be given to Corprates. ) Key Features of Car Ijarah â⬠¢ Low monthly rental. â⬠¢ Rental paid after delivery, not in advanced. â⬠¢ Fastest processing and delivery. â⬠¢ Tracker option available. â⬠¢ Minimum security deposit. â⬠¢ All new, used, local, imported and luxury vehicles can be financed Additional Car Ijarah features are; â⬠¢ Continuation Of Lease Rentals In Case Of Total Loss Or Theft Of Vehicle If the leased vehicle is stolen or completely destroyed, the conventional leasing company continues charging the lease rent till the settlement of the Insurance claim. Under the Islamic system, rent is consideration for usage of the leased asset, and if the asset has been stolen or destroyed, the concept of rental becomes void. As such, in the above-mentioned eventualities, Meezan bank does not charge the lease rental. â⬠¢ Takaful Instead of Insurance Legally (in accordance to Pakistanââ¬â¢s Law and Regulations), it is required for all leasing entities to insure the leased assets. As such, Meezan Bank insures its leased assets. Meezan Bank insured its assets through Takaful only, which is Islamic product for insurance. The Islamic Insurance Companies in transactions with Meezan Bank are Pak Kuwait Takaful Pak Qatar Takaful. â⬠¢ Permissibility for Penalty of Late Payment of Rent under Islamic Shariah In most contemporary financial leases, an extra monetary amount is charged, in their income, if the rent is not paid on time. This extra amount is the considered as Riba and is Haram. Under Ijarah, the Lessee may be asked to undertake, that if he fails to pay rent on its due date, he will pay certain amount to a charity, which will be administered through the Islamic Bank. For this purpose the bank maintains a charity fund. 2) Easy Home Importance of Halal home finance Owning your own home is one of lifes most important achievements. It represents your security, stability, and is a great blessing in itself. It provides that all-important safety and comfort for you and your loved ones. However, in todays often unpredictable and costly environment, saving the required money can take a lifetime in itself. Rising property prices, taxes, inflation, currency devaluationâ⬠¦ its all a very hard bargain. On the other hand, owning your own home and paying an easy installment that takes you step by step towards complete ownership, is so much better than paying a rent which ultimately only adds to your expenses. Added to that is your desire to stay away from interest based financing and be totally Riba-Free, thusà achieving that inner satisfaction and peace of mind you desire so much. Why not have the best of both worlds? Isnt that what you are working so hard for anyway First complete Islamic Home Finance facility in Pakistan! Easy Home is comprehensive, affordable, and totally hassle-free. For at Meezan Bank, people are committed to meeting customers needs, in| |a truly Shariah-compliant manner coupled with dedicated service excellence. | |Islamic Financing on a Dimin ishing Musharakah basis | |Withà Easy Homeà customer participate with Meezan Bank in a joint ownership of property, where the Bank will provide a certain amount of | |financing usually up to 85%. They agree to a monthly payment to the Bank of which a component is for the use of the home (rent), and | |another for equity share. In fact, the otal monthly payment isà reduced regularly as your share in the property grows. When customers have| |made the full investment that had been agreed, customer become the sole owner with a free and clear title to the property. | | | | | | | | | | | | | | |Particulars | |Eligibility | | | |Citizenship | |- Pakistani and Non Resident Pakistanis as per policy | | | |Residence Work Address | |Pakistan other countries (NRP) as per policy | | | |Age | |- Minimum age required for a Primary Customer is 25 years. |-Co-applicant must be over 21 years of age. | |- Maximum 65 years old at the time of maturity of facility for Primary Customer . | |- Maximum 70 years old at the time of facility maturity for Co-applicant. | |In case of Salaried Person Applicant and/or Co-applicant, maturity date of facility shall not exceed the date of retirement. | | | |Customer / Applicant | |- Primary (or Single) Co-applicant allowed. | |- Co-applicant must be a member of the immediate family i. e. pouse parents only | | | |Income | |Salaried | |- Minimum Gross Income of PKR 20,000 per month. | |- 100% Co-applicant income will be clubbed in case of spouse. | | | | | |Self-Employed / Business Person | |- Minimum Gross Salary of PKR 50,000 per month. | | |Personal Reference | |- Two personal references (one relative and other office colleague/friend) not living with the customer | | | |Employment Tenure | |Salaried | |- Permanent job with a minimum 2 years continuous work history in the same industry / field. | | | | | |Self-Employed / Business Person | |- Minimum 3 years in current business / industry. | | | | | | |Particulars | |Eligibilityà (For NRP Customers) | | | |Citizenship | |Pakistani | | | |Product Category | |Buyer, Builder, Renovation Replacement | | | |Builder / Renovation Cases | |In such cases, a responsible person will be appointed by the NRP customer who will look after construction on Musharakah property/land. | | |Segment | |Salaried Only | | | |Co-applicant for Income clubbing | |50 % of Net income of Parents, Spouse Son | | | |Age (Applicant Co-applicant for calculation of MBL financing amount) | |25 to 60 years | | | |Co-applicant Age (without income clubbing) |25 to 65 years | | | |Income | |Gross PKR 150,000/- above | | | |Employment Tenure | |Two years (minimum) regular experience in same industry. | |Minimum last 1-year existing job in the same country. | | | |Employment Status | |Permanent Contractual | | | |Company Eligibility | |Multinational Co. Well Established Local Corporate Groups | | | |Financing Tenor | |3 to 20 Years | | | |Financing Range | |PKR 0. 3M PKR 40M | | | FEATURES OF EASY HOME COMMENCEMENT OF AGREEMENT. The contract of Diminishing Musharaka house financing can be effected for a future date on the condition that the ââ¬Å"profitâ⬠rate is payable after possession of the house by the client. Thus an effective forward contract is allowed despite its prohibition in Islam. It is called ââ¬Å"a laterâ⬠contract by the Islamic bank. Repayment of principal and ââ¬Å"profitâ⬠/ rent becomes due on possession of property by the client. 1- TERMINATION OF CONTRACT If the financier contravenes any term of the agreement, the client has the right to terminate the Musharaka contract unilaterally. If there is no contravention on the part of the financier, the contract cannot be terminated without mutual consent by the client. In case of the death of the client the contract will be terminated and it will be renewable by his successors. The client can terminate contract by purchasing the shares of the bank. 2- RISK OF LOSS In the Diminishing Musharaka house financing contract the financier as a Shirkat-ul-Milk participates in ââ¬Å"profitâ⬠not in loss, the client will participate in both ââ¬Å"profitâ⬠and loss, and the client will bear all losses. 3- OWNERSHIP PROVISION In the Diminishing Musharaka house financing contract the bank and the client co-own the house according to a predetermined ratio, if the bank invests 80% and the client invests 20%, the bank will own 80% of the property. 4- SALE TRANSFER The bank makes an agreement to allow the client to buy the units periodically, thus reducing the share of the bank and increasing the share of the client. This arrangement allows the bank to claim ââ¬Å"rentâ⬠according to its proportion of ownership in the property and at the same time allows a periodical return of a part of the principal through purchase of the units of the bankââ¬â¢s share of the house by the client. 5- EXPENSE CONSEQUENT TO OWNERSHIP In Diminishing Musharaka house financing contract the client pays all expenses consequent to ownership, the bank participates in ââ¬Å"profitâ⬠not in expenses or losses. 6- SECURITY Meezan Bank and AlBaraka require mortgage deeds. They prefer simple and registered mortgages. 7- LIABILITY OF BANK In Diminishing Musharaka house financing contracts the bank is liable for complying with the terms of the agreements. These include payments according to pre-determined schedules and sale of its share to the client. At the time of agreement the bank must disclose all facts pertinent to the agreement before the agreement is enacted 9- RIGHTS OF BANKââ¬â¢S CLIENT Diminishing Musharaka house financing. In Diminishing Musharaka house financing contracts the following are the rights and the powers of partners. 10-PENALTY ON LATE PAYMENT In Diminishing Musharaka house financing contracts the bank is entitled to charge penalty on late payments. Standard Chartered (Islamic bank), Meezan and Alabaraka charge penalty after 45 days. If the client makes late payments, the bank will continuously charge penalty. ?Easy Home offers customers a comprehensive solution with: â⬠¢ Easy Buyer â⬠¢ Easy Builder â⬠¢ Easy Renovate â⬠¢ Easy Replacement Within these wonderful options come the special benefits of Easy Home. â⬠¢ Flexible Financing Tailored to Support customers. â⬠¢ High financing amounts. â⬠¢ Maximum financing against property value. Flexibility to make partial prepayments. â⬠¢ Minimal processing charges. â⬠¢ Very affordable and competitive monthly payment plan with a regularly reducingà rental amount. Quick Processing Time Absolutely hassle-free. Qu ick turn-around-times, with no burdensome complexities or excess paper work. Itââ¬â¢s simple, halal, and easy! Come and take the step towards Riba free financing for your home, made easy with Meezan Banks Easy Home! Easy Buyer Buying a Home is Easy Halal!. â⬠¢ Meezan Bank will finance up to 70% of the appraised value of your home cost to salaried individuals 60% to Businessmen.. â⬠¢ Flexible financing by calculating DBR ( Debt Burden Ratio) Easy selection of financing tenure from a minimum of 2 yearsà (excluding construction period of max 12 months) up to a maximum ofà 20 years. ( in some cases it can go with 25 years Tenure) Easy Builder Building a Home is Easy Halal! For that special home you want to build yourself, or to help continue construction you may have already started. â⬠¢ Meezan Bank will finance up to 70% of the appraised value of your home cost to salaried individuals 60% to Businessmen.. â⬠¢ Flexible financing by calculating DBR ( Debt Burde n Ratio) â⬠¢ Easy selection of financing tenure from a minimum of 2 yearsà (excluding construction period of max 12 months) up to a maximum ofà 20 years. in some cases it can go with 25 years Tenure) Easy Renovate Renovating your Home is Easy Halal! Making your home even better or just repairing it, do it with Meezan Banks Easy Renovate! Meezan bank finances maximum 30% of the Property Value in case of Renovation. Easy Replace Replacingà your existing mortgage to Islamic mode is Easy Halal â⬠¢ Ready for transaction if it is replaced from Islamic Bank. â⬠¢ It will Take period of 12 Months in case of replacement from Conventional Banks. RENTAL AMOUNT Rent Amount Is calculated with taking three figures. 1) UNIT COST (Dividing financing Amount with Total units/ months) 2) KIBOR ( Karachi Inter Bank Office Rate)Currently 14. 9 3) PROFIT RATE â⬠¢ 3 for Salaried. â⬠¢ 4 for Businessmen. â⬠¢ 2 for listed Companies in Banks profile. RENTAL= UNIT COST+ KIBOR + P ROFIT RATE Modes of payment â⬠¢ UMI â⬠¢ EMI â⬠¢ STEP UP MEEZAN LAPTOP Meezan Bank launches Laptop Ease offer in April 2011. It is a Shariah-compliant laptop financing, for individuals and for corporate class ofà pakistan. By choosing this facility, customers can grab at their laptop sets by a process of easy installments.. Special features of Meezan Laptop Ease: â⬠¢ Easy Installment options for financing period for 3 to 24 months. â⬠¢ 2 years warranty with parts provided by vendor. â⬠¢ Free Caring Case will be provided by vendor. Dedicated Call Center by New Horizon (vendor) for addressing after sale issues and providing after sales support to the customers at their door step â⬠¢ Absolutely Free Takaful Coverage. All laptops acquired through Meezan Laptop Ease will be covered by Takaful (Islamic Insurance) before delivery to the customers. â⬠¢ Minimum down payment up to 15% â⬠¢ Laptop model offerings will vary from time to time in consistence wi th the latest upgraded features and market demand. â⬠¢ Minimum age to avail this offer for both individuals and businessmen should be 20 years and maximum age should not cross over 60 and 65 years, respectively. Laptops are available at easy monthly installments of as low as Rs 2,750/- ELIGIBILITY CRITERIA ( BUSINEESMEN SELF EMPLOYED) |à | |Citizenship |Pakistani, Adult, Permanent resident | |à |à | |à |à | |Age |Minimum 20,à Maximum 65à at maturity | |à |à | |à |à | |Income (PKR) |PKR 40,000/- | |à | | |à |à | |Personal Reference |Two personal references (one relative and other office | |à |colleague/friend) not living with the customer. | |à | |à |à | |Employment Businessà Tenure |Minimum 2 years in same business | |à |(Business tenure to be verified via Bank Certificate, NTN | | |Certificate, Tax returns, Proprietorship letter, Registered | | |Partnership deed etc) | | |à | SALARIED Citizensh ip |à | |à |Pakistani, Adult, Permanent resident | | |à | |à |à | |Age |Minimum 20, Maximum 60 (Salaried) at maturity | |à |(Applicant maturity date of facility shall not exceed the date of| | |retirement. ) | |à | |à |à | |Income (PKR) |PKR 25,000/- (Gross Salary) | |à |à | |à |à | |Personal Reference |Two personal references (one relative and other office | |à |colleague/friend) not living with the customer. | |à | |à |Permanent job with minimum 1 year continuous working history in | |Employment Businessà Tenure |same industry. | |à |Direct company contract valid till maturity date of financing | | |(Total 1 year previous working experience is mandatory). | MEEZAN LABBAIK UMRAH Labbaik Travel Saving Aasaan Labbaik Travel Aasaan Labbaik Travel Aasaan is a completely Halal Riba Free Travel Solution. | | |Key Features | |Completely Halal Shariââ¬â¢ah Approved. |Renowned Travel Agentââ¬â¢s on Meezan Banks panel | |Umrahà Packages for different durations facilities are available | |Complete Visa Processing and Umrah Package Arrangements by selected agent. | |Confirmed return airline tickets | Labbaik Saving Aasaan Account On agreeing to become a Labbaik Saving Aasaan Account holder, you will enter into the relationship of Mudarabah with the Bank. Under this relationship, you will be the Investor (or Rab-ul- Maal) and the Bank will be the Manager (or Mudarib) of the funds deposited by you in the Deposit pool. These funds will be utilized by the Bank to provide financing to customers under Islamic modes of financing, including but not limited to Murabaha, Ijarah, Istisna and Diminishing Musharakah. Meezanà Labbaik Saving Account can be opened by Individuals, Sole-Proprietorships, Partnerships and Limited Companies. Key Features â⬠¢ Meezan Labbaik Savings Aasaan provides a number of features including: â⬠¢ Available for individuals, where customers can open a single / joint account with family members â⬠¢ Labbaik Saving Plan is available for six (06) months to twenty (20) years â⬠¢ Labbaik Saving Account is a Pak Rupee account â⬠¢ It will be a Recurring Deposit Account, where customers will deposit monthly contribution as per the deposit schedule plan Labbaik Saving Account is a non-chequing account, where no cheque book or VISA Debit Card will be issued â⬠¢ Apart from regular monthly deposit contribution customers can deposit additional amounts in order to complet e the deposit amount and make the make the desired journey earlier than initially scheduled â⬠¢ After completion of the desired deposit amount, customers will have a right to travel with Meezan Bank or redeem his funds to go with an alternate company or utilize the funds for alternate purposes â⬠¢ No pre-mature withdrawal schedule will be applied â⬠¢ Customers may redeem 50% of the contribution as per defined procedure, one-time in the entire deposit tenure. Functional Departments Of Meezan Bank â⬠¢ Sales â⬠¢ Credit Inniation (CIU) â⬠¢ Risk Management (RMU) â⬠¢ Credit Administration (CAD) â⬠¢ Collection Recovery 1-SALES Sales is the most important and fundamental function of Revenue generation. They approach the customers through, ? Direct Sales ? Dealers reference ? Branch Customers ? Branch Coordinators ? Telemarketing Functions Of Sales Department â⬠¢ Create marketing strategies to achieve sales targets of a bank. â⬠¢ Implement best practices to meet customers needs and requirements. Implement best practices to meet customers needs and requirements. â⬠¢ Initiate customer retention strategies and build new customers Lead, direct and mentor sales and marketing teams to achieve hundred percent outcome. â⬠¢ Initiate campaign strategies for bank products and services â⬠¢ Resolve customer needs. â⬠¢ Understand customer financial needs and objectives. â⬠¢ Recommend appropriate financial produc t or service to the customer. â⬠¢ Assist and support bank management in delivering customer services â⬠¢ Prepare sales and marketing statements and reports for the top management of the bank. 2-CREDIT INNIATION UNIT It is obvious thatà every bank must have an independent department that deals with the credit function. Department in a bank that evaluates the financial condition of credit applicants and maintains a log of loan payments on currently outstanding loans. Credit information is gathered on a confidential basis and stored for future reference. The credit department also responds to requests by other lenders for credit information on a particular borrower CIU makes the case, Reveiw the case, Assess the potentials of the client to repay the assets value, check the opinions and worth of the compamy. 3-RISK MANAGEMENT UNIT MEEZAN BANKââ¬â¢S risk management policy rests on its sound and Islamic bank management culture and complies largely with international Islamic Banking standards, management requirements, corporate governance principles and carries with it the highest ethical values from within the banking profession. The Organizational Structure of the Risk Management Group. The bank has set in place an independent risk management function within The Risk Management department, covering all risks: market, credit and operational risk. The Head of Risk Management reports to the Audit Committee, whose members are chosen among the Board of Directors. The Board of Directors formally approves overall risk management strategies and the direction of business. The Board regularly monitors the banks financial performance, reviews and controls risk management activities and bears the final responsibility of approving the banks risk appetite. Risk Management Department is the center of performing this function. This department reports to the Bankââ¬â¢s Risk Committee, The Head of Risk Management Group. 4-CREDIT ADMINISTRATION DEPARTMENT Leads centralized credit administration and control department whose function is to provide a uniform and efficient credit administration and control service encompassing completion of security/transaction documentation formalities, safe custody function, MIS development for monitoring of banks exposure from different risk angles to ensure that a high level of credit administration support is provided to the bankââ¬â¢s business units to protect banks risk assets. ? Reveiw the case ? Makes observation ? Disburse The Case ? Generate Installements ? Prepare Legal doucuments Agreements Principal Duties Responsibilities: ? Manage the Documentation and Limits Control Units Prepare accurate documentation of credit facilities to ensure that the same is legally enforceable without lacunas. ? Review security/transaction documents with a view to make it convenient for customers without compromising banks interest. ? Manage effective and efficient safe custody of original security/transacti on documentation and title deeds etc belonging to clients/third parties. ? To ensure that safe custody procedures are meticulously implemented. ? Ensure credit documentation deferrals are effectively followed up with Business Units for perfection within the time allowed. ? Arrange the valuations, from bankââ¬â¢s approved evaluators, of real estates held as collateral in line with Credit Risk Policy. Maintain marked to the market valuation for shares, mutual funds and other marketable securities and advise to business units where and violation of Approval of Finance / Credit Risk Policy occurred. ? To follow up with Business Units for early execution of documentation by clients. ? Immediate and accurate feeding of limits into the system once security documentation is completed by the client. ? Ensure least Turn Around Time (TAT) in line with SLAs with business units. ? Generate / Maintain MIS to monitor the portfolio and to prompt Business Units for timely completion of annual rev iews by providing necessary reports regarding expiring/expired facilities. ? Prepare weekly/monthly Exceptions Report à and circulate daily Overdrawn / Excess Over Limits report to the senior management and business units. Upload the accurate data as per the requirements of regulator. ? Managing and guiding team to execute above responsibility and help in their professional development. ? Managing specific tasks / projects assigned by the CRO from time to time in relation to Credit Administration Control. 5-COLLECTION RECOVERY DEPARTMENT (To Save The Bankââ¬â¢s Assets) The Recovery Collection function is an important component of any Bankââ¬â¢s business operations. The key is knowing when and how to accomplish the sale safely. The key is toà find the best way to minimize the risk of late payment or non-payment by customers. The core activities of the collection department include: â⬠¢ Accelerating cash flow Minimizing bad debt losses â⬠¢ Reviewing and approving new accounts â⬠¢ Developing and updatingà credit and collection policies â⬠¢ Managing the collection function â⬠¢ Maintaining current information in the credit file on each active customer â⬠¢ Researching and resolving disputes and deductions that would otherwise delay or prevent payment of accounts receivable â⬠¢ Communicating with other departments within the Bank. â⬠¢ Safeguarding the companys investment in accounts receivable BUCKETS â⬠¢ SMS ALERTS â⬠¢ FRONTEND â⬠¢ MID RANGE â⬠¢ HAND COURT â⬠¢ NON PERFORMING LOAN SMS ELERTS Before due date Sms are sent to the customers. FRONTEND One day past, the payment become Overdue. Frontend is the period from 1 to 29 days. An INTIMATION LETTER is sent to the customer by the bank as a soft reminder and Calls are made. MID RANGE / HARD COURT When overdues are not cleared by the customer within 29 days, Customer entered into 30+ DPD ( Day Past Due) Mid range is the period of 30 days to 59 days. REMINDER LETTER is sent to Customer. Home Visits are made. Tone is changed from soft reminders to aggressive one. NON PERFOMING LOAN 60+ DPD, 60 to 89 days of due payments are called Non Performing Loans. LEGAL NOTICE sent the customer with the time frame of 15 days to settle the payments. After that time limit, bank have the right to Repossess the vehicle. In case of reposession, Bank take the services of Agencies as 3rd party, after reposession Vchile is parked to the warehouse and FINAL LETTER is sent by bank to the customer. In which Total Amount including total purchase price, Over due Rentals, Surcharge amount, Valuation, legal, Parking and deduction of Security Deposit is mentioned. Where customer is offered to settle the account. But if customer fails to settle his account then Banks has options to sell or Auction the vehicle. A file is maintianed, called Repo File. It consists of â⬠¢ Reminder Letter â⬠¢ Copy Of Legal Notice â⬠¢ Lease Agreement Copy â⬠¢ Complete Exise File â⬠¢ Copy Of Customerââ¬â¢s CNIC â⬠¢ Application Form Coppy RECOVERY After 90 days customer entered into 90+ DPD. And Non preforming Loan shifted to Recovery.
Monday, November 25, 2019
Comment on the dramatic significance of any three scenes in Hamlet Essays
Comment on the dramatic significance of any three scenes in Hamlet Essays Comment on the dramatic significance of any three scenes in Hamlet Paper Comment on the dramatic significance of any three scenes in Hamlet Paper Shakespeares tragedies revolve around a person of social or intellectual status whose life is ruined by one great mistake or a tragic flaw. Hamlet reveals Shakespeares gift for dramatic characterization and brilliant poetic imagery. Shakespeare truly understands the human mind and sympathises with the problems an individual faces. This he does through his powerful language and striking visual imagery. Shakespeare wrote the play around the turn of the 17th century Elizabethan London was full of intellectual and artistic ideas, Hamlet is probably one of Shakespeares most studied and popular plays. Loosely based on Danish history, the play most likely has its origins in Histories Tragiques. The atmosphere was politically turbulent and dangerous. When Shakespeare wrote Hamlet he was already very experienced and a master of poetic techniques and stagecraft. He began to attempt radical new ways of engaging his audience. Hamlets popularity is due to his artistic exuberance, rich and varied incidents, characters and language. We observe Hamlets decoration of love for Horatio and his friends tender fare well. Shakespeares heroes have preoccupation with self and are introspective in nature. His tragic heroes are haunted by their conscience seeking their true selves agonizing over what course of action to take, as they follow what can often be understood as a kind of spiritual progress towards heaven or hell. Hamlet is an intensely theatrical play. It richly displays Shakespeares interest in his own profession as actor and playwright, and the London theatres at the end of the reign of Queen Elizabeth. Shakespeares plays are written for the stage and so are intended to be performed and seen by audience. The work of art mimics the beliefs, assumptions and prejudices of the society of which it is produced. Hamlet was produced at a time of intellectual religious and political controversy. The rice of capitalism tested the absolute power of the monarchy. Hamlet dramatizes the struggles of the Elizabethan period. During the Elizabethan times, evocative passages reflected philosophical thoughts, these thoughts were often spoken in verse and rhyme also was used to convey excitement and passion. There was no real scenery and so setting was created through the magic of words. In Elizabethan theatre tragedy occurred when the essential good in a person is wasted when evil or tragic flaw overcomes the person. Shakespeare made events of the past have relevance to the present and the events also had a universal significance. In Hamlet the ghost of his father adds to the element in the play. In Elizabethan revenge was thought to be noble and manly and there can be order only if man can control his passions. Use of soliloquies and the use of dramatic irony would be considered as a literary tradition. Hamlet portrays the inner turmoil of an alienated melancholy young man ordered by a ghost to avenge his fathers death. His emotional journey results in great harm to others as her travels from deeply troubled questioning or to be or not to be and the calm acceptance to let be. It tells us about human life and responsibilities, it holds up the mirror up to nature, Use of metaphors and similes are the lifeblood of Shakespeares language. The images often form clusters. In Hamlet a number of images of sickness and disease are descriptive of the unwholesome condition of Denmark. There is also much beauty; dignity and majesty included the poetry of Hamlet. Shakespeare is able to capture a spontaneous outburst of emotions very effectively through his language and choice of words. In Elizabethan time punning was very popular, Shakespeare shows mastery of style and diction. The passage which talks about the qualities of a man show Shakespeare can write prose with as much power as verse. This is one of the finest passages in the play. The speeches in Hamlet are distinctive absorbing and engrossing. They deal with fundamental human problems. The dramatic significance sustains the readers interest as the play builds up tension. Shakespeare has uses forceful imagery and dialogue to keep up the readers interest. Shakespeare has shown the emotions that are related to relationships. Shakespeare has used the element of valuing relationships to make the scenes more dramatic. In Hamlets first appearance Shakespeare uses action, play and show as he angrily denies his grief, which is merely signified, in his outward appearance. The play presents Hamlet as a clever and thoughtful person who doesnt like to rush into things. An effective opening to a play should establish the themes to the play. Hamlet does this very well as one of the main themes in the play is death and a ghost is a good way to show death. Shakespeare uses the opening scene to show his ideas. Through his language he summarizes what is going to happen. At the beginning of the play fear, uncertainty, mystery, tension and gloom are the key elements, which create an overall negative atmosphere. Both the environment and the characters of the play create the atmosphere in the Act 1 Scene 1. Tis bitter cold, And I am sick at heart, this quote proves that it is very cold and the characters react in such a way that they are a reflection of such atmosphere. By informing the readers of the past events of Denmark he states the effect on the present and the future, through which he sows the seeds of tragedy. The opening scenes of Hamlet tell us a lot about the play. This is done through the use of language, literary devices, pace, structure and historical, social and cultural references. An effective opening to a play should establish the themes to the play. Hamlet does this very well as the main theme in the play is death and a ghost is a good way to show death. The language and broken rhythms in the first scene generates an atmosphere of unease, apprehension and confusion. An unexplained phrase sick at heart anticipates the images of physical and mental illness, which colour the whole play. He begins the play with a short question, Whos there? this question sums up the feelings of fear, uncertainty, tension and perhaps curiosity. What has this thing appeard again to night adds to the supernatural element in the play and adds to the suspense in the readers minds, and on the other hand the characters Barnardo, Marcellus and Horatio believe that the ghost can in fact be an evil spirit or it has come as a warning of trouble to come. When Horatio is told about the ghost by Marcellus and Barnardo, he does not believe it and says tis but our fantasy The appearance of the ghost at this moment adds to the dramatic tension in the scene. However when the ghost appears again Horatios first words after seeing the ghost are, it horrors me with fear and wonder. Horatio then states that the ghost has come back in order to carry out unfinished business he becomes more cautious. When he tries to speak to the ghost, the ghost feels offended and it stalks away. This instance was probably the start of the drama in the play as it is the ghost who is the cause of Hamlet acting upon his feelings. Drama is made when Horatio shouts, Stay! Speak, speak I charge thee speak! the repetition and exclamation create real anxiety. The final speeches of Act 1 Scene 1 are atmospherically poetic as Horatio explains how cockcrow was the summons for any wandering ghost to return to its prison. The beginning of Act 3 scene 2 presents Hamlet as a planner. He plans the play carefully and this is shown by his instructions to the players, his instructions reveal his fondness of drama. He makes important points on an actors performance, we see this in line such as, Let your own discretion be your tutor. He wants the play to have the right affect on the King so he mention to them to, Speak the speech, I pray you, as I pronouncd it to you, trippingly on the tongue. He wants every detail correct for the right affect. He tells them not to be overdramatic, but also Be not too tame, neither. He wants the play to reflect the past, this also shows that Hamlet is clever, being indirect by telling the king he knows of his fathers murder. He wants to touch the kings conscience. Making him think about what he has done and the consequences of his actions. He says: The purpose of the playing, whose end, both at the first and now, was and is to hold, as twere, the mirror up to nature. When Hamlet is talking to the players he speaks in prose, which suggests some informality, and that Hamlet gets on with the players, but he also has some authority over them. The play is also a chance to test the reliability of the ghost. In Act 3 Scene 2 we also see Hamlets abrupt dismissal of Rozencrantz and Guildenstern, which shows the dramatic contrast to his wholehearted praise for Horatio. It tells us that a person who is balanced, and does not over dramatize is always appreciated. Hamlet is pleased with the play within the play he uses rhyming to show his happiness when talking to Horatio. O good Horatio, Ill take the ghosts word for a thousand pound. Didst perceive? This shows that Hamlet is pleased with the play and the play has served its purpose and proved the reliability of the ghost. This part of the play shows Hamlet is nervous, by using rhyme it makes him sound out of breath and speeds up his speech; it also shows his careful planning to detail in the play paid off. The play also has had an affect on the audience, when the king gets up they will not know why, they will be wondering what the dramatic exit of the king means, it may also change their opinion of the king, they may realize he is an angry mysterious character. Hamlets outburst towards his mother and the society is powerful. Shakespeares use of words and phrase add to the dramatic element of the scene. Words and phrases like the counterfeit presentment of two brothers; compulsive ardour and precedent lord show the anger in Hamlets tone. At the end of the play, when Hamlet is successful in bringing out guilt onto Claudiss face, there is a line with the same word repeated three times to show his guilt, fear, and nervousness. Lights, lights, lights! This part of the play shows Hamlet as excitable, by using rhyming it makes him sound out of breath and speeds up his speech, it also shows his careful planning to detail in the play paid off. The will also have had an affect on the audience, when the king gets up they will not know why, they will be wondering what the dramatic exit of the king means, it may also change their opinion of the king, they may realize he is an angry mysterious character. Shakespeares settings always tell the reader of what is coming up next. Tis now the very witching time of night, when churchyards yawn, and the hell itself breathe out. In this particular line, we see that the atmosphere tells the audience that something unpleasant is awaiting the main character. A metaphor has been used, for hell is given the human quality of breathing. Another very dramatic technique of Shakespeare is using cross-reference. I will speak daggers to her, when Hamlet talks at the end of Act 3 Scene 2 to himself, he brings out the evil side of himself, it suggests that he is capable of sin. Hamlet indicates that he will be cruel, not unnatural. I will speak daggers to her, but use none. This indicates that the drama has effected him and he is going to act upon it, this adds to the dramatic significance of the play as he does put his words into actions in Act 3 Scene 4 where while avoiding physical harm, he still plays mind games and accuses his mother of murder and where Polonius is killed is sure realistic in nature. More emotions of the characters are shown as the scene becomes more intense. O Hamlet, thou hast cleft my heart to twain emotions are piled on to give increase the dramatic effect in the scene. Both Hamlet and his mother are sharing their feelings with the reader, which shows how colossal their emotions are. Both are trying to show their anger towards each other. I must be cruel only to be kind. Hamlet expresses his thoughts and feelings towards his mother are very touching and are comprehended by the reader. Hamlet tries to show what his mother did was wrong and was disrespectful to his father. To give the world assurance of a man. This was your husband. Shakespeare uses supernatural imagery to suggest Hamlets evil side. Now could I drink hot blood, and do such bitter business, as the day would quake to look on. O heart, lose not thy nature; let not ever the soul of Nero enter this firm bosom Let me be cruel, not unnatural. The king now knows that Hamlet knows what happens to his father and he is in danger of losing his position as king and his wife. In Shakespeares Hamlet, a soliloquy is used to create the true feelings of a character. Often when a character speaks with others what he or she says might not necessarily reflect their true feelings. Therefore a soliloquy is a dramatic device whereby a character can pour his soul in order for the readers to have real and true sense of how the character feels and how the character thinks. It is only through these literary techniques and dramatic devices that we are able to understand the extent of Hamlets turmoil. Hamlets soliloquy gives a dramatic effect to the play; his confused state of mind is usually seen only through his soliloquy. We also meet a new phase of Hamlet as he exposes a new sentimental and emotional side, which is new to us. The language is given great dramatic force as repeated words, phrases, rhythms and sounds add to the emotional intensity or a moment or scene, heightening theatrical effect. Repetitions occur with the structure of speech for example as Horatio challenges the Ghost in Act 1 Scene, If thou hast any sound or use of voice, Speak to me Oh speak Or if thou hast up hoarded in thy life Extorted in the womb of earth, For which they say you spirits oft walk in death, Speak to it. Stay and speak. In the final dramatic scene Act 5 Scene 2 of Hamlet, the violence, so long delayed, erupts with dizzying speed. Characters drop one after the other, poisoned, stabbed, and, in the case of Rosencrantz and Guildenstern, executed, as the theme of revenge and justice reaches its conclusion in the moment when Hamlet finally kills Claudius. The final scene depicts the greatest sympathy towards Hamlet, as Laertes and Claudius have combined forces against him. Claudius is willing to take any measures necessary to eliminate Hamlet, as shown when he does not prevent Gertrude from drinking the poisoned wine. In this scene Hamlet is portrayed as the victim. Claudius, with the help of Laertes is out to kill him. It appears that Hamlet is facing death because of his loyalty and honour towards his father. This makes the audience feel hi death is a tragic loss. The language in this scene has a cold tone, and it is not very difficult to understand the situation. In certain lines we see that forceful words have been used, such as, Grinding of the axe and My head should be struck off. The mention of weapons, tells the reader that something unpleasant is awaiting the characters in the play. Shakespeare creates an atmosphere with the trumpets and drums, making the particular moment in the scene memorable. The drama in the scene becomes immense as successions of deaths occur. This makes the scene very dramatic to the audience as they see continuously watch bodies fall. The relationship between Hamlet and his mother is first broken as she drinks the poisoned cup that was meant for Hamlet. Shakespeare uses language to show the tone of treachery when the queen is dying. The drink, the drink! I am poisoned. The death of the queen comes as a shock to the audience and the reader. Hamlet goes wild after his mother is killed. O villainy! Ho! Let the door be locked. Treachery! Seek it out. Hamlet realizes it was the king who had betrayed his mother. He forces the king to drink the left over poison as the punishment. Drink off this poison. Is thy union here? Follow my mother. Hamlet forces Claudius to drink the poison and so he also dies. Shakespeare shows his expert analysis on the psychology of the human mind as he has beautifully shown the Hamlets temperament. The language used is poignant but also forceful as Hamlet takes his revenge on Claudius. Laertes who feels guilty about being at fault for the unfortunate death of the king and queen committing suicide, exchange forgiveness with me, noble Hamlet. Mine and my fathers death come not upon thee. The language is very poignant as there is a tone of plea in Laertes speech. The deaths makes the visual effect on the audience is very dramatic. Drama is continued till the end of the scene as before dying Hamlet says many touching words. He talks in a poignant tone about the world showing his deep analysis of the world. And in this harsh world draw thy breath in pain. Shakespeare has brought out the true feelings of the character. Horatio even after Hamlets death continues to perform his duties as a friend. Before Hamlet died he tells Horatio to his story. To tell my story. And Horatio does not disappoint his friend. Indeed, Hamlet does all the criteria of a tragic hero by the time Fortinbras arrives. In the final scene he is a man of action who is killed by circumstances rather than any direct fault of his own. The unexpected death of all the characters makes the end very emotional, and frightening. Hamlets last words to Horatio tell us of his dedication to him, Now crack a noble heart. Goodnight sweet prince. This line has a double meaning and does not clearly tell the audience of what Hamlet is actually trying to say. Shakespeares expressions and comparisons are natural and spontaneous. His style reflects the character of the person speaking to the same man in different moods may speak differently. One of Shakespeares favorite language methods is to accumulate words or phrases rather like a list, so shall you hear Of carnal, bloody, and unnatural acts such lists add to the force of argument, enrich atmosphere, amplify meaning and provide extra dimensions of character. The question of who we are and why, where have we come from, where we have to go, where we will go next, where we will end up are all expressed in the play. All in all Hamlet leaves us with a message that life is indeed worth living, even by imperfect people in an imperfect world, where revenge should know no bounds Hamlet is not so much a play as a companion for life. Hamlet is a family drama, and since we are all members of a family it sustains our interest. The focus is on family relationships like brother and sister, father and son, father and daughter, mother and son, friendship and friendship betrayed, importance of duty to ones own country, to those in power of oneself, to God, to truth are all cleverly interwoven into the play and generate the plays electricity (interest). In Hamlet Shakespeare dramatizes in a memorable way issues central to everyones critical self. His language offers to make thrilling theater and also having dark, ironic, melancholy, passionate, contemplative, desperate, violent tones used throughout adds to the dramatic effect that remains true to the spirit of the play. As usual, Shakespeare has researched information about his main character and then changed him into the dramatic personage that he becomes. I feel Shakespeare has very cleverly used the Ghost to heighten dramatic interest and the death of Hamlet at the end of the play to heighten the tragedy. The end results of Shakespeares changes are the creation of a powerful and memorable protagonist and a dramatically effective play. All in all I feel the play is not only a tragedy entertaining people but it puts forward to us a very moralistic situation, where it tells us of what rebellious attitude of a man can lead to and where no human can have control of his/her state of mind in situations which Hamlet himself went through, where his evil side took over his good.
Friday, November 22, 2019
African American and American Society Essay Example for Free (#2)
African American and American Society Essay African American (597) , African (466) , Racism (370) , American society (32) company About StudyMoose Contact Careers Help Center Donate a Paper Legal Terms & Conditions Privacy Policy Complaints ? African Americans No matter where or when a person lives, skin color, beliefs, class, or history he/she will see a difference in the way every ethnic group is treated. This world has never been fair for anyone. Life can treat a person with the greatest of care or it will treat a person as if he/she is lower than dirt. African Americans are no different. They have faced great hardships and triumphs throughout the years. Since they had been forced from their homeland they have been treated as if they had no rights or thoughts of their own. They were placed in the status of slaves even though they were human beings too. No matter if they were placed in the minority group by the dominate majority group of white Americans they remind structurally pluralism by keeping to their beliefs and traditions. Before and after slavery African Americans did not receive equal treatment. ââ¬Å"Even when slavery ended, Jim Crow laws went into effect meaning that the very best of everything was reserved for whiteââ¬â¢s only-school, jobs, neighborhoods, hospitals, etc. â⬠(Moore, 2008). In other words, the African Americans took the subordinate status to the dominant white Americans. Their race was used to dictate what rights they would be allowed to have in America. At one point, they did not have the right to be free and over the years they were given that right back. Even though they regained their right to be free, they still were not very free. They were only allowed to eat in certain places, drink from certain fountains, and ride in the back of the bus. This is not what would be called very free. They were not even given the opportunities to receive a quality education or to vote. ââ¬Å"With the 1896 Supreme Court decision in the case of Plessy v. Ferguson, the separate by equal doctrine was upheld, and the system of segregation in the South was securely in placeâ⬠(Merger, 2012, pg. 169). When it came to getting a quality education, they were placed at the bottom of the totem pole. The whites receive the best opportunities for receiving a quality education while the African Americans were not. It was not until the Brown v. Board of Education of Topeka case that African Americans were allowed a better education. ââ¬Å"Separate schools were inherently unequal and imposed an inferior status on black children, causing irreparable psychological changeâ⬠(Merger, 2012, pg. 173). The rights as citizens were also being denied by not allowing them to vote and make a proper living to take care of theirfamilies. Years ago, African Americans were not allowed to vote, so they had no say in the laws that were made that would deny them their rights as American citizens or human beings. This kept them from changing the laws that kept them from achieving economically and politically. The Civil Right Movement began a new era for African American. It was their gain of the right to vote and be elected to office that gave the some power over their rights as human beings and citizen in the economic and political environment. Even after everything that the African Americans have gone through, they still face prejudice and discrimination in all areas of their lives. It is no wonder that for some it feels as if it is never over. No matter what a person looks like, how he/she talks, their beliefs, where he/she lives, how much money he/she has, or what race he/she may come from we all bleed red and where cut from the same cloth. We all deserve to have the opportunities and resources that are out there to help better ourselves. African Americans are human beings too and they have the same rights as everyone else. African American and American Society. (2016, Dec 19).
Wednesday, November 20, 2019
Using examples, critically discuss the importance of gastronomy to at Essay - 2
Using examples, critically discuss the importance of gastronomy to at festivals - Essay Example Food festivals in the UK is a good example of food festivals where gastronomy can be used to benefit the tourism sector while improving culinary experience of many people who attend food festivals in the UK annually. Several regions of the UK offer food festivals in which all kinds of food from those regions are served, ranging from insects, oysters, mocktails and ales. Gastronomy in these food festivals enables locals and tourists to learn various types of food, share ideas about food, and build their nutrition knowledge (Smith & Costello, 2009). This improves relationships between people from different cultures, and enables them to enjoy their experiences together and build unity across UK and the world. This is also supported by Niester (2008), who suggests that food festivals such as beer festivals bring together visitors who come beer testing and experience, leading to strong relationships. People get to know each other as they test beer during beer festivals and beer shows held annually in Yorkshire, UK. Gastronomy also enables people to learn about sensory human nutrition. Visitors attending festivals do not just get the chance to enjoy beautiful sceneries and marvelous performances, but they also get to taste, discover, research and understand about food in a practical and enjoyable manner. For example, the Ludlow food festival in Shropshire is famous for modern food festival trend that involves preparation of sausage and ale trails (Lloyd & Johnson, 2009). The festival organizes an interactive event which allows participants to learn how to use their five senses when eating (Lloyd & Johnson, 2009). This event does not just promote relationships but also enables people to understand their sensory human nutrition. Gastronomy also enables people to learn and understand how food nutrition relates to culture (Katz & Weaver, 2003). As a
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